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Supplementary Health Insurance (TSS) is a state-supported health insurance scheme that allows you to receive treatment at private hospitals contracted with the Social Security Institution (SGK), covering the difference in cost without any additional fees. It covers treatment expenses not covered by SGK or exceeding its cost limit, or even if covered, allows you to receive treatment without paying any extra fees.
We compare the TSS (Temporary Health Insurance) offers of more than 15 partner insurance companies in terms of coverage, price, and scope, and present you with the most suitable option.
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Supplementary Health Insurance allows you to receive healthcare services in private hospitals without paying any difference in cost. With outpatient and inpatient treatment coverage, it secures both your daily health needs and unexpected situations.
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Health insurance provides financial protection for medical expenses, covering doctor visits, hospital stays, prescriptions, and preventive care, ensuring access to quality healthcare.

Supplementary health insurance covers both outpatient and inpatient treatment. Coverage ranges from routine checkups to emergency surgery costs. Beyond this, you can add different types of coverage to your supplementary health insurance policy for an additional premium or free of charge (depending on the insurance company).
You may need to be hospitalized due to a sudden illness or accident. Especially if you need surgery, instead of worrying about the cost, you can take advantage of supplementary health insurance's hospital care coverage. If you are required to be hospitalized, your supplementary health insurance will cover your hospital stay and treatment. Surgery and pre- and post-operative examination costs are included in the hospital treatment coverage. In addition to this coverage, radiotherapy, dialysis, chemotherapy, and related expenses are also covered. Remember that the scope of supplementary private health insurance varies from insurer to insurer.
With outpatient coverage, you can receive healthcare services such as examinations, tests, X-rays, and laboratory procedures without needing to be hospitalized. With your supplementary health insurance, you can visit a contracted private hospital and have your doctor's recommended check-ups and tests done free of charge. You only need to pay a participation fee of 15 TL for each examination. You can benefit from your health insurance policy without paying any fees other than the participation fee. While supplementary health insurance policies vary depending on the insurance company, they generally cover 8-10 outpatient examinations per year. You may need to pay an additional fee for more than 8-10 examinations per year. However, this limit may vary depending on the insurance company and policy coverage.
Supplementary health insurance includes the following main coverages:
You can also add additional coverages such as dental care.