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The Private Pension System (BES) is a long-term savings and investment system that allows you to accumulate regular savings throughout your working life and generate additional income during your retirement. Thanks to the government contribution advantage, BES helps you grow your savings faster.
The contributions you make under the BES system are invested in the funds of your choice. This allows you to both save and grow your savings through investment instruments. During retirement, you have the option of receiving a lump sum, a pension, or both. The scope of BES may vary depending on the chosen fund allocation and contract terms. Therefore, you can create a plan that suits your goals and risk preferences.
We compare private pension plans from multiple pension companies in terms of fund options, contribution amounts, and deductions to offer you the most suitable option.
We offer plans that allow you to benefit from a government contribution of 30% of your contributions.
You can determine your contribution amount according to your budget and change your fund allocation over time.
You can receive support throughout your BES (Private Pension System) process.
At Diren Sigorta, we help you compare private pension plans from over 15 insurance and pension companies. We present the most suitable individual pension plan for your savings goals, risk preferences, and budget in a transparent and understandable way. We are here to support you in maximizing your benefits from government contributions.
Compare private pension offers in a short time and start your savings securely.
Get support whenever you need it throughout your BES (Private Pension System) contract.
Health insurance provides financial protection for medical expenses, covering doctor visits, hospital stays, prescriptions, and preventive care, ensuring access to quality healthcare.

BES is a system designed to help individuals save money to maintain their living standards during retirement. Contributions can be made regularly or flexibly, with a 30% contribution from the state. The accumulated savings are invested in retirement investment funds.
The Private Pension System is an optional system. However, employees can join the Private Pension System through their employers under the Automatic Enrollment System (OKS). Participants have the right to withdraw from the system within a certain period.
The government provides a contribution of 30% of the contributions made to the Private Pension System (BES). This government contribution is limited to the annual gross minimum wage amount. This contribution is one of the most important advantages for increasing your long-term savings and is earned depending on the duration of your participation in the system.
To be eligible for retirement benefits in the BES, you must remain in the system for at least 10 years and reach the age of 56. Once these conditions are met, you can receive your accumulated savings as a lump sum payment, a monthly pension, or a combination of both.